My Home Plan is a tailored savings program which will help you get into your own home. It’s built around your real-world income and expenses, and usually involves only a few tweaks to your spending habits. It’s about putting you back in control of your finances and your future, so you can get where you want to go — even if you’ve been knocked back for finance in the past.
When entering the My Home Plan program, we’ll assign you a personal Finance Coach who will help you every step of the way. Because sometimes it helps to have a friendly expert around to motivate you and push you to achieve your goals.
And best of all, if you enter the plan with one of our builder partners, there’s a range of fantastic additional incentives to give you that extra motivation to get into your own home!
Here’s how it works:
At an initial meeting with your Finance Coach, you can discuss your current situation and goals for home ownership.
Your Finance Coach will undertake a full financial analysis, and then prepare an achievable budget for your unique situation. This budget shows you exactly how much you should spend each month and on what, enabling you to put aside money for a home deposit without affecting your lifestyle too much.
Your Finance Coach will act as a mentor to help you follow your budget, and will offer you guidance and support along the way — right up to the moment you apply for your home loan.
You can update and track your progress on our easy-to-use, secure online tracking software, and get helpful savings hints and tips from our blog.
When you’re ready to purchase your new home, we’ll help you find the right loan. After mentoring you to your savings goals, we’ll be in an ideal position to identify the best fit for you and your finances.
This program has been specially designed so you can rest easy knowing you’re in good hands. All you have to do is stick to your tailored budget and follow your coach’s advice to get into a new home of your own.