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My next home

Renovate your home

When you love your home, its location and your lifestyle, moving may not be the best alternative for you. Renovating can be a great way to keep the home you love, while adding value and upgrading your lifestyle.

Before you begin your renovation project, Resolve Finance is able to help. Using our specialised tools we’ll look at the value of your current property, and compare that to the value once the renovation has been completed. This will help guide the process and establish a budget for your project. Click here to find out whether your property is a good candidate for your next project.

Once you’ve decided to go ahead and renovate, there are numerous funding options to consider. Your Resolve Finance broker will work alongside you to create a solution that meets your personal situation and needs, and provide the most benefit to you financially.

Some of your finance options when renovating may include:

Using equity in your home

If you have sufficient equity in your home, you may be able to top up or redraw on your current loan. These are both popular options, and may provide a fast solution for minimal cost.

Personal Loan

If you don’t have as much equity in your home as you would like, it may work better for you to take out a personal loan for your renovations.

A Construction Loan

Depending on the scope of your renovation, a construction loan may be the best option. Discuss it with your Resolve Finance broker before you go ahead, to ensure you understand the differences between a normal home loan and a construction loan. For more information, see our Construction Loans page.

Not only will your Resolve Finance broker work with you to find the best finance option for your renovation, if you undertake the renovation work using a builder, we can also liaise with them. This streamlines the process and gives you time to relax, and focus on your fabulous new lifestyle in your newly renovated home.