Investment Property Finance — Get the right loan to maximise your investment

Property investment is the safe bet

Historically, property investment has proven very safe and secure. And with good reason: Property has always increased in value over the long term. It typically doesn’t enjoy the dizzying short-term appreciation that some other forms of investment do (like shares), but on the flip-side, it doesn’t usually suffer from the sudden and devastating troughs either. Put simply, because it’s not as volatile, it’s the ideal long-term investment for the risk-averse.

So great investment properties are in demand

There are hundreds of thousands of property investors in Australia. Not to mention foreign investors. And like you, they’re only too aware of the benefits of effective property investment — particularly in Western Australia.

So when you find the right investment property, you have to move quickly. You definitely don’t want your finance holding you up.

Of course, speed isn’t the only consideration; your investment property loan also needs to be set up appropriately. Obviously you want to streamline the purchase process and ensure the property doesn’t slip through your fingers, but it’s just as important that your loan is structured to maximise the property’s capital growth, rental income and negative gearing potential.

Special considerations when building an investment property

If you build an investment property, rather than buying an established home, a number of special considerations apply. Being brand new, your property should be easy to rent out and your maintenance expenses should be minimal. Plus you can claim back full depreciation costs against tax. But there are some things to be aware of too. For example, you need to wait until the house is built before you can start earning rental income.

It pays to speak to an investment property loan specialist

At Resolve Finance, we’ve been helping property investors secure the right property for more than 14 years. We’re intimately familiar with all aspects of investment property finance, and we even have an in-house financial planner who can help you with information and guidance on your loan, and management of the property to maximise your investment.

Feel the difference when you speak to an expert

Enquire below to have one of our investment property loan specialists call you back within 24 hours. They’ll be able to answer most of your property investment finance questions on the spot, and can refer you to our financial planner if required.