Mortgage Refinance — Get a better deal on your existing home loan
Why refinance your existing mortgage?
Over the past few years, the mortgage market has changed a lot. The recent RBA rate cut has left mortgage borrowers a lot happier with a 0.5% reduction, but the majors have only passed part of the cut on to consumers, and to varying degrees between them.
Whilst it's great that your mortgage repayments have most likely reduced, you could still be in a better position by changing your homeloan provider.
Chances are, your needs have changed quite a bit in the last few years, too. New additions to the family, investments, new cars, changing jobs, kids moving out…
Either way, the loan that was set up for you years ago may be completely inappropriate today, and you may be paying way more than you need to. It’s likely some home loan refinancing is in order.
An expert analysis of your existing home loan
It’s easy — comforting, in fact — to assume all home loans are much like. It saves you the time and effort of shopping around and comparing all your options. But as soon as you start digging, you find that there are many significant differences, even between two ‘typical’ home loans.
That’s why it pays to have an expert look at your existing mortgage. Someone who’ll look beyond the glossy brochures and the basic information, and consider the full gamut of features and conditions:
- Interest rates
- Comparison rates
- Loan structure
- Fees
- The lender themselves
- Appropriateness for your current financial position (existing investments or additional loans)
- Alignment with your lifestyle and financial goals
At Resolve, when we review your mortgage, we take all of this into consideration. And much more. We leave no stone unturned when investigating whether you should consider home loan refinancing.
Find out if you’d be better off refinancing
Enquire below to have one of our mortgage refinance specialists call you back within 24 hours. They’ll be able to tell you on the spot if there may be a better home loan option available to you.
