No Deposit & Low Deposit Home Loans — Exclusive to Resolve customers only

Saving a deposit for your first home (or any home for that matter) isn't easy. With rents on the rise and the cost of living increasing, we know how hard it is to save. That's why we've made sure we have access to a number of no deposit and low deposit loan options to help you get into your new home.

We even have access to unique loans that are exclusive to our customers only, no-one else in Australia can get them, which means we can often assist where others can't. Once we've analysed your situation and identified your needs, we can quickly find the right loan for you.

Our low-deposit home loans

Below is a selection of some of the great products we currently have access to…

‘Deposit Assist’ no deposit home loan — No deposit required!

If you build through one of our builder partners, you get access to the ‘Deposit Assist’ product, a no-deposit home loan available only to Resolve customers. All you need is $3,000 to pay your builder up front and access to the First Home Owners Grant. No-one else can offer what we can to first home owners — our no-deposit home loans are available exclusively through Resolve Finance.

5% low deposit home loan — Genuine savings not required

Another great option, this home loan requires only a 5% deposit (5% of the purchase price of your property), but does not require the money to be genuine savings. So if you have a lump sum — like a recent tax return, a gift from parents or an inheritance — you can use this as your deposit. Unlike some other low deposit home loans, this product can also be used for a construction loan.

Guarantor home loan — Use your parents’ equity to reduce your deposit

Many young home buyers enlist their parents’ help in getting a home loan. But it doesn’t have to be in the form of cash. We have access to a number of products that allow you to offer the equity your parents have in their current home as security against your new home. This can significantly reduce the deposit required and also the amount of mortgage insurance you'll have to pay.

Find out how low we can get your deposit

Enquire below to have one of our consultants call you back within 24 hours. They’ll be able to tell you on the spot what no deposit and low deposit home loans may be available to you.