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Low deposit home loan options with Keystart

Keystart home loans are designed to help you get into a new home sooner with as little as 2% deposit while avoiding having to pay Lenders Mortgage Insurance (LMI)*.

Whether you’re a first buyer or looking to upgrade, Keystart provides an alternative pathway to homeownership.

Why choose Keystart?

Keystart is an initiative by the WA state government to help more West Australians achieve their dream of homeownership.
Home loans

Get in sooner

Move into your new home sooner with as a little as a 2% deposit.
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Lower entry costs

Avoid paying Lender's Mortgage Insurance (LMI) which could save you thousands in upfront costs.
First home buyers (4)

Flexibility

Buy an established home or a new build. You could use the First Home Owners Grant (FHOG) towards your deposit if you decide to build your new home^.

Keystart Eligibility Snapshot

You may be eligible if:
– You’re buying or building property in WA
– You meet the income and property price limits
– You plan to live in the property

Chat to us to see if you qualify for a Keystart Low Deposit Loan option.

Terms and Conditions

*Eligibility is at the discretion of Keystart. For full details please head to their page: https://www.keystart.com.au or speak to your mortgage broker.
^Eligibility criteria applies for the First Home Owners Grant. For more information visit https://www.wa.gov.au/organisation/department-of-finance/fhog.
Resolve Financial Solutions Pty Ltd trading as Resolve Finance ABN 65 079 545 378, Australian Credit Licence No.385487.