Commercial Loans

A commercial mortgage is a loan secured against a commercial property, such as an office, retail space, warehouse, or apartment complex with five or more units. It can be used to purchase, refinance, or redevelop commercial real estate, and may apply to both owner-occupied premises and investment properties. 

Funding can be arranged for a wide range of income-producing or business-use properties. This includes office buildings (whether single or multi-tenant, co-working, or shared spaces), retail spaces like shopping centres and standalone stores, medical centres, industrial sites and warehouses, high-density residential buildings with five or more units, and specialised assets such as petrol stations or other purpose-built facilities. 

The time it takes to apply for and secure a commercial loan can vary widely depending on several key factors. On average, the process can take anywhere from 1 to 12 weeks. The complexity of the transaction, the type of finance being sort, and the borrower’s financial profile all influence the timeline. 

We offer a range of commercial loans to suit different needs from our lending panel, including secured property loans, secured business loans, cash flow finance, unsecured business loans, invoice financing, development funding, and asset finance. 

There is a market and lenders available that will work with a greenfield site for anyone looking to establish themselves in a new business but that need the assistance of finance before they have turned over a single cent. 

There are several lenders these days that have a specific niche in this area of finance. Providing solutions to clients that thought they might be without hope, they allow eligible clients to rebuild, reset or just move forward after a setback.