We’ll guide you through your unique home loan options to make sure that your home loan works for you, and your career.
Emergency services
If you’re a firefighter, police officer, paramedic, or other emergency services professional, you may be eligible for exclusive home loan benefits through select lenders. These programs recognise your job stability and unique earning patterns of emergency service careers helping you secure a loan that works for you.
Emergency services roles often include shift allowances, overtime, penalty rates, or rostered hours, which can sometimes be considered by lenders when assessing your borrowing capacity. We’ll help you understand which lenders take these factors into account, so we can best recommend the lender and loan that’s right for you.
Medical services
If you work in the medical or healthcare sector, you may be eligible for exclusive home loan benefits through select lenders. These benefits recognise the stability, career progression, and earning potential common in medical professions, helping eligible home buyers buy sooner, reduce costs, or refinance more effectively.
Many medical professionals also earn through overtime, shift loading, penalties or allowances. We’ll help you understand how different lenders view your full income picture so you can make informed decisions.
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