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Emergency and medical services

Specialised home loan benefits for the people who care for our community.

We’ll guide you through your unique home loan options to make sure that your home loan works for you, and your career.

Emergency services

If you’re a firefighter, police officer, paramedic, or other emergency services professional, you may be eligible for exclusive home loan benefits through select lenders. These programs recognise your job stability and unique earning patterns of emergency service careers helping you secure a loan that works for you. 

Emergency services roles often include shift allowances, overtime, penalty rates, or rostered hours, which can sometimes be considered by lenders when assessing your borrowing capacity. We’ll help you understand which lenders take these factors into account, so we can best recommend the lender and loan that’s right for you.

Medical services

If you work in the medical or healthcare sector, you may be eligible for exclusive home loan benefits through select lenders. These benefits recognise the stability, career progression, and earning potential common in medical professions, helping eligible home buyers buy sooner, reduce costs, or refinance more effectively. 

Many medical professionals also earn through overtime, shift loading, penalties or allowances. We’ll help you understand how different lenders view your full income picture so you can make informed decisions. 

Our Lenders

aaa-money
amp
anz
australian-military-bank
auswide-bank
bank-of-australia
bank-of-melbourne
bank-of-sydney
bank-sa
bank-vic
bankwest
bendigo-bank
better-choice
better-mortgage-management
beyond
bluestone
boq
citi-bank
commbank
firefighters
firstmac
funding
great-southern-bank
heartland
heritage-bank
home-loans
household-capital
ing
keystart
la-trobe-financial
liberty
m-ezy-mortgage
ma-money
macquarie-bank
me-bank
move-bank
mystate-bank
nab
orde-financial
p-n-bank
paramount
pepper-money
qudos-bank
racq
resimac
st-george
suncorp-bank
teachers-mutual-bank
thinktank
ubank
unibank
virgin-money
vmg
westpac
wlth
adam-jas-carolinesprings

Get in touch with us at Caroline Springs

Operating from Caroline Springs 3023

Disclaimer

*Credit approval is subject to the Lenders terms and conditions and are subject to change. Not all lenders on the panel offer cashback promotions. Lenders reserve the right to withdraw offers at any time. Credit approval subject to normal lending criteria; cashback offers are provided directly by some lenders and may only be available for particular loan products. LMI waivers are subject to change and may be withdrawn. This information does not consider your personal needs and financial circumstances. You should consider whether it is appropriate for you.