What you could use a personal loan for
Types of personal loans
Unsecured
With an unsecured loan you are not required to own any assets (to fall back on if you can’t make repayments) to apply for a personal loan. These particular types of loans often have a higher interest rate than that of secured loans, as lenders can perceive these loans as higher risk.
Secured
A secured loan is generally used when making a major purchase. A lender will use your existing asset/s as security for you loan. This will mean you are considered a lower risk if you fail to make your repayments and may be able to access a lower rate than an unsecured loan.
Why use a broker who specialises in personal and asset finance?
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Save time and paperwork
How does debt consolidation work?
Debt consolidation, it might sound complicated, but simply put, it’s combining your debts into one manageable payment.
This could include debts like:
- Home loan
- Credit card
- Personal loan
- Car loan
By consolidating your debts, you could:
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Keep track of fewer monthly payments
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Potentially lower your interest rate
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Make a clear plan to pay off debt faster
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Save money on your repayments
It’s not about taking on more debt, it’s about simplifying your finances and making life a little easier. If you’re curious, we can help you explore options right for your situation.
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