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Personal Loans

At Resolve Finance, we understand that sometimes you might not have all the funds you need, right when you need them. When that happens, we’re here to Resolve it.

What you could use a personal loan for

First home buyers (3)

Vehicle purchase
Time for a new car, motorbike, boat or caravan? A personal loan could allow you to get the vehicle you want, when you want and need it. 
debt consol (1)

Debt consolidation
This allows you to combine all of your existing debts into only one loan, allowing you to feel in control of your finances with one interest rate and repayment. 
weddinghome buyers

Major life events
From planning your wedding to preparing for the arrival of a new baby, sometimes extra funds are needed to.
renovationhome buyers

Renovation or home improvements
Personal loans can be used to fund home renovations, repairs or improvements, such as a kitchen remodel or bathroom upgrade.

holiday

Take a holiday
If it’s time to get away but don’t have all the savings you need to cover the cost upfront, a personal loan can provide the funds needed.
mediacl

Medical expenses
Medical bills can add up quickly and a personal loan could help cover the costs of medical, cosmetic or dental costs.
legal

Legal fees
A personal loan could provide you the necessary fund to pay for legal services.

Types of personal loans  

Unsecured  

With an unsecured loan you are not required to own any assets (to fall back on if you can’t make repayments) to apply for a personal loan. These particular types of loans often have a higher interest rate than that of secured loans, as lenders can perceive these loans as higher risk.  

Secured  

A secured loan is generally used when making a major purchase. A lender will use your existing asset/s as security for you loan. This will mean you are considered a lower risk if you fail to make your repayments and may be able to access a lower rate than an unsecured loan. 

How it works

1

Consultation

Discuss your financing needs in person or virtually
2

Loan selection

We'll provide you loan options from our panel of over 50+ lenders
3

Application

Complete your application with our expert guidance

Approval and purchase

You could receive approval within 24hrs and your funds will follow soon after

FAQ's

What documents are required to apply for a personal or car loan? chevron
Can I get a personal loan with a low credit score? chevron
Is there a penalty for early repayments? chevron

Our Lenders

anz
boq
firstmac
liberty
nab
pepper-money
st-george
suncorp-bank
thinktank
westpac

How does debt consolidation work?

Debt consolidation, it might sound complicated, but simply put, it’s combining your debts into one manageable payment. 

This could include debts like: 

  • Home loan  
  • Credit card 
  • Personal loan 
  • Car loan 

By consolidating your debts, you could: 

  • Keep track of fewer monthly payments 

  • Potentially lower your interest rate 

  • Make a clear plan to pay off debt faster 

  • Save money on your repayments  

It’s not about taking on more debt, it’s about simplifying your finances and making life a little easier. If you’re curious, we can help you explore options right for your situation. 

Resolve Finance Port Melbourne

Get in touch with us at Port Melbourne

Operating from Port Melbourne 3207