Vehicle purchase
Time for a new car, motorbike, boat or caravan? A personal loan could allow you to get the vehicle you want, when you want and need it.
Debt consolidation
This allows you to combine all of your existing debts into only one loan, allowing you to feel in control of your finances with one interest rate and repayment.
Pay for a major life event
From planning your wedding to preparing for the arrival of a new baby, sometimes extra funds are needed to.
Renovation or home improvements
Personal loans can be used to fund home renovations, repairs or improvements, such as a kitchen remodel or bathroom upgrade.
Take a holiday
If it’s time to get away but don’t have all the savings you need to cover the cost upfront, a personal loan can provide the funds needed.
Medical expenses
Medical bills can add up quickly and a personal loan could help cover the costs of medical, cosmetic or dental costs.
Legal fees
A personal loan could provide you the necessary fund to pay for legal services.
Types of personal loans
Unsecured
With an unsecured loan you are not required to own any assets (to fall back on if you can’t make repayments) to apply for a personal loan. These particular types of loans often have a higher interest rate than that of secured loans, as lenders can perceive these loans as higher risk.
Secured
A secured loan is generally used when making a major purchase. A lender will use your existing asset/s as security for you loan. This will mean you are considered a lower risk if you fail to make your repayments and may be able to access a lower rate than an unsecured loan.
Why use a broker who specialises in personal and asset finance?
It’s all about you
Our team has access to a panel of lenders, meaning they will explore a variety of options for you to find a loan that’s competitive and right for you
Here when you need us
We’ll be in your corner searching for the option that’s right for you, you will have someone to explain all the finer details of your loan and have your questions answered by a real person
Save time and paperwork
It’s our job to handle all the moving pieces and to listen to your needs to then filter product options for you.
