FIFO workers

If you work FIFO in mining, construction, or resources industries, securing a home loan can be more complex due to rostered work patterns, shift allowances, and irregular income. We have access to lenders on our panel who offer specialised home loan options designed to accommodate the unique financial circumstances of FIFO workers. 

Your income may include fly-in fly-out allowances, shift loading, overtime, and roster-based pay. Some lenders factor this into borrowing assessments, giving you a clearer picture of how much you can comfortably borrow. We’ll help you navigate the rules so your FIFO income works in your favour.