Mortgage Broker Cranbourne

John Flanigan - your local home loan specialist in Cranbourne

As a leading mortgage broker in Cranbourne, John has over 40 years’ experience in the finance industry and is passionate about providing his clients in-depth research and education to help them achieve their goals.

It is his client's relief and excitement of achieving the milestone of home ownership that drives John to continually provide excellent care and customer service.

Mobile broker based in Cranbourne

40+ Years' of experience

About John

With a Certificate IV in Financial Services, a Diploma of Finance and Mortgage Broking Management and 22 years specialising in commercial and residential lending, you can trust that John has the expertise and knowledge to find the right loan for you and your unique circumstances and objectives.

John is recognised by numerous awards for customer service, community and sporting involvement. He is dedicated, loyal and passionate about his job and holds his clients’ best interests at the forefront at all times.

So whether you’re a first home buyer looking to build or buy, looking to upsize your home to suit your lifestyle, refinance your existing loan or if you’re ready to build your investment portfolio – let John Resolve it for you.

Call John Flanigan 0417 758 887

Email John Flanigan john.flanigan@resolvebroker.com.au

Send John a message

John specialises in

First home buyers

John will guide you every step of the way and make the first home process an easy and fun one.

Refinancing

If the loan you have isn’t suiting the life you live, John will negotiate better rates, organise re-mortgages and help you with your next step in home ownership.

Construction

Construction home loans are very different to a standard home loan. That’s why it’s great to have John, a construction loans expert, on your side.

Resolve’s Mortgage Broker Services in Cranbourne

First Home Buyer Loans in Cranbourne

Taking the leap into homeownership is a significant milestone, and for first-time buyers in Cranbourne, navigating the sea of finance options can be daunting. John understands the challenges and opportunities that first home buyers face. With extensive knowledge of government grants, concessions, and incentives like the First Home Owner Grant (FHOG), John provides expert guidance to secure the most beneficial deal. He does more than just secure loans; he empowers first home buyers with the knowledge to make informed decisions, from selecting the right mortgage product to understanding the nuances of interest rates and repayment strategies. John’s dedicated support simplifies the process, making the dream of owning the first home a well-planned and exciting reality.

Refinance Your Home in Cranbourne

In today’s financial landscape, refinancing your loan can be a strategic move to capitalise on lower interest rates, consolidate debt, or unlock home equity for investment or life’s big expenses. When it comes to refinancing your home loan in Cranbourne, John’s approach is holistic and personalised. He evaluates his clients’ current financial situation against market trends and opportunities to identify the optimal refinancing path. Whether it’s to reduce monthly repayments, shorten loan terms, or switch to a loan with more suitable features, John’s expertise ensures a refinancing solution that aligns with long-term financial goals. His commitment to transparent communication and simplifying complex financial jargon means clients can confidently make refinancing decisions that serve their best interests.

Construction Home Loans in Cranbourne

Building a home is not just about laying bricks and mortar; it’s about constructing a financial foundation that stands the test of time. John specialises in construction home loans in Cranbourne, offering bespoke solutions that cater to the intricacies of building a new home or undertaking significant renovations. He works closely with clients to navigate construction loans’ drawdown processes, progress payments, and interest capitalisation, ensuring the financial side of construction progresses as smoothly as the build itself. With a deep understanding of construction timelines and budgeting, John aligns financial disbursements with project milestones, ensuring funds are available when needed. His monitoring of the construction loan ensures any potential financial hurdles are addressed promptly, providing peace of mind that the financial management of the build is in capable hands.

Frequently Asked Questions

John helps first home buyers by detailing government grants and incentives, guiding them through loan types, interest rates, and repayment methods. He ensures buyers are well-informed, making the transition to homeownership smooth and clear.

Refinancing with John means obtaining a loan that better suits current financial situations and goals. He assists with reducing repayments, shortening loan terms, or acquiring more advantageous loan features, tailored to individual long-term financial plans.

John offers personalised construction finance solutions and advice, managing drawdowns and progress payments to align with construction milestones. He ensures funds are available when required and can oversee the financial management of the build for client reassurance.

Fixed rate expiring? Here are ways to prepare

Lots of homeowners secured low fixed rate home loans during the past year or two, and these are due to expire for many over the next 18 months. Many people will find themselves rolling over into higher variable rate home loans. We’ve put together a list of ways to best prepare for this change and help you manage this transition with confidence.

Get in contact with John Flanigan