Understand how much value you could be adding
Before you knock down any walls, give us a call. We can look at the current value of your home and give you an estimate of the value you could expect once the reno is complete. This is a smart way to establish a budget for your project – after all, you don’t want to over or under invest
Your finance options for renovating
Use equity in your home
If you have enough accessible equity in your home, you may be able to top-up or redraw on your current loan to fund your renovation. You could access your equity by refinancing your existing home loan.
Personal loan
If you don’t have quite enough equity in your home top fund your renovation, you might find a personal loan is the right option to fund the work.
Construction loan
For larger projects, a construction loan can often be a smart option. As a construction loan specialist, I’ll give you a simple breakdown of how it works and whether it’s a right option for you.
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