Your trusted partner in home finance

Cheryl Ann Garsulao is dedicated to providing comprehensive mortgage solutions that cater to the unique needs of each of her clients.

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Mortgage Broker based in Sunshine, Victoria, working with clients across Australia

Cheryl helps translate the bank world into simple language, builds a strategy based on your situation, and guides you step by step so you can move forward with clarity and confidence.

Our Services and Specialisations

Whether you are buying your first home, building, refinancing, or restructuring existing debts, Cheryl will assess your position, explain your options clearly, and help you move forward with the right plan.
Construction loans 1 1

Construction Loans

Building involves additional steps such as progress payments, valuations, timelines and lender requirements. Cheryl will structure your loan correctly from the start and guide you through each stage so there are no surprises.
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First Home Buyer

Buying your first home can feel overwhelming. Cheryl will break everything down, show you exactly where you stand, and create a clear path forward so you can purchase with confidence.
Home equity

Refinancing

Sometimes it’s not just the rate, it’s the structure. Cheryl will review your current lending, negotiate where possible, and help set it up to better support your goals today and into the future.

Hear from our customers

Next Steps

Not sure where to go next? It all starts with a call.
1

Get in touch

Reach out via email or call to book in an appointment
2

1:1 Call

Obligation free call to talk through your situation and how we can help.
3

Tailored Plan

That’s it. We can explore loan options that work for you and your goals.

Award Winning & Highly Recommended

Resolve Finance is proud to be an award-winning mortgage brokerage and has been in the Top 25 Brokerage for 15 years running, so you can have peace of mind that you’re in safe hands.
2024 MFAA

2024

MFAA Excellence Awards
Customer Service Business Award
2025 major fanchise brokerage of the year

2025

Australian Broking Awards
Major Franchise Brokerage of the Year
2025 best customer service

2025

Better Business Awards
Best Customer Service (Office)
2025 top brokerage

2025

The Adviser
Top 25 Brokerage
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Get in touch with us at Sunshine

Operating from SUNSHINE 3020