We work with
More about Cheryl Ann Garsulao
Specialisations
Home Loans
First Home Buyer
Next Home Buyer
Renovation
Refinancing
Equity release
Low Deposit
Guarantor Loans
Construction
Bridging finance
Government Grants
Debt consolidation
Knock-down & Rebuild
Investment Property
With strong relationships across a wide panel of lenders, Cheryl delivers tailored solutions and practical advice to meet each client’s unique needs. Her empathetic, straightforward approach extends beyond home loans – she also assists clients looking to refinance to a better loan, consolidate existing debts, or explore car and personal loans.
Committed to her clients’ long-term success, Cheryl guides them through every step of the process, helping eligible home buyers’ access government incentives, and competitive loan options, while providing ongoing support and regular reviews to ensure they remain in the best possible financial position throughout their homeownership journey.
What our Clients are Saying
As first time home buyers, we couldn't have asked for a better broker than Cheryl. From the very beginning, she was incredibly knowledgeable, supportive, and always took the time to explain everything so we felt confident every step of the way.
Buying our first home felt overwhelming at times, but Cheryl made the entire process so easy and stress free. She was always there to answer our questions, offer guidance, and genuinely cared about helping us achieve our goal.
Cheryl is truly one of the most amazing people to work with, and we are so grateful we had her in our corner throughout this journey. We highly recommend Cheryl to anyone looking for a mortgage broker who is professional, caring, and goes above and beyond. Thank you for making our dream of homeownership a reality!
Buying our first home felt overwhelming at times, but Cheryl made the entire process so easy and stress free. She was always there to answer our questions, offer guidance, and genuinely cared about helping us achieve our goal.
Cheryl is truly one of the most amazing people to work with, and we are so grateful we had her in our corner throughout this journey. We highly recommend Cheryl to anyone looking for a mortgage broker who is professional, caring, and goes above and beyond. Thank you for making our dream of homeownership a reality!
She helped me a lot with my new town house. Highly recommended.
Cheryl and her team helped us out with securing a small loan and were great to deal with, will definitely use her services again and will only recommend her to our family and friends. The whole process was very quick and she managed to get us a great rate as well specially at this time. Thank you again. We are very happy 😊
We are incredibly grateful for Cheryl, all the support and guidance she has given us throughout every stage of our property journey. She first helped us refinance, then guided us through buying land, and now continues to support us during our building process. Her knowledge, patience, and dedication have made what could have been a very stressful experience feel manageable and clear. She always explains everything thoroughly, works hard to find the best solutions for our situation, and genuinely has our best interests at heart. Because of the trust and confidence she has built with us, we are already thinking of using her again for our future investment property. We highly recommend her to anyone looking for a reliable, experienced, and truly supportive broker.
Cheryl genuinely puts her clients first. She is decicated to make sure that you will succeed in getting the right mortage, with very clear laid out timelines. I couldn't recommend her more. Thanks Chery!
We had the pleasure of meeting Cheryl in 2024 and partnered with her as our mortgage broker when we built our first home. Through her guidance and perseverance, we were able to secure a loan that met our needs. Nothing is too difficult for her and she's always on top of what needs to be done. Highly recommend!
We met Cheryl via phone call back in 2019 when we inquired about getting our first home. Ever since that phone call, we knew she was the ‘one’! She is trustworthy and reliable. She gives good and honest guidance. She is very positive as well. She helps builds financial confidence and guide in building SMART goals for her clients. She helps make dreams achievable!
Without that first phone call, we would not have had the confidence and great plan in saving and getting our first home.
Hence, we always recommend her to our family and friends due to her professionalism and great character. :)
Without that first phone call, we would not have had the confidence and great plan in saving and getting our first home.
Hence, we always recommend her to our family and friends due to her professionalism and great character. :)
Cheryl and her team made the process really smooth and easy. The team was very responsive and knowledgeable and you can tell that they care about their clients. I highly recommend this business.
Cheryl is incredibly patient and always takes the time to walk you through every detail. She answers every question with care and makes sure everything goes smoothly
Award Winning & Highly Recommended
Resolve Finance is proud to be an award-winning mortgage brokerage and has been in the Top 25 Brokerage for 15 years running, so you can have peace of mind that you’re in safe hands.
2024
MFAA Excellence Awards
Customer Service Business Award
2025
Australian Brokering Awards
Major Franchise Brokerage of the Year
2025
Better Business Awards
Best Customer Service (Office)
2025
The Advisor
Top 25 Brokerage
Next Steps
Not sure where to go next? It all starts with a call.
1
Get in touch
Reach out via email or call to book in an appointment
2
1:1 Call
Obligation free call to talk through your situation and how we can help.
3
Tailored Plan
That’s it. We can explore loan options that work for you and your goals.
Get in touch with us at Sunshine
Operating from SUNSHINE 3020
