More about Cheryl Ann Garsulao
Specialisations
Home Loans
First Home Buyer
Next Home Buyer
Renovation
Refinancing
Equity release
Low Deposit
Guarantor Loans
Construction
Bridging finance
Government Grants
Debt consolidation
Knock-down & Rebuild
Investment Property
With strong relationships across a wide panel of lenders, Cheryl delivers tailored solutions and practical advice to meet each client’s unique needs. Her empathetic, straightforward approach extends beyond home loans – she also assists clients looking to refinance to a better loan, consolidate existing debts, or explore car and personal loans.
Committed to her clients’ long-term success, Cheryl guides them through every step of the process, helping eligible home buyers’ access government incentives, and competitive loan options, while providing ongoing support and regular reviews to ensure they remain in the best possible financial position throughout their homeownership journey.
What our Clients are Saying
Cheryl genuinely puts her clients first. She is decicated to make sure that you will succeed in getting the right mortage, with very clear laid out timelines. I couldn't recommend her more. Thanks Chery!
We had the pleasure of meeting Cheryl in 2024 and partnered with her as our mortgage broker when we built our first home. Through her guidance and perseverance, we were able to secure a loan that met our needs. Nothing is too difficult for her and she's always on top of what needs to be done. Highly recommend!
We met Cheryl via phone call back in 2019 when we inquired about getting our first home. Ever since that phone call, we knew she was the ‘one’! She is trustworthy and reliable. She gives good and honest guidance. She is very positive as well. She helps builds financial confidence and guide in building SMART goals for her clients. She helps make dreams achievable!
Without that first phone call, we would not have had the confidence and great plan in saving and getting our first home.
Hence, we always recommend her to our family and friends due to her professionalism and great character. :)
Without that first phone call, we would not have had the confidence and great plan in saving and getting our first home.
Hence, we always recommend her to our family and friends due to her professionalism and great character. :)
Cheryl and her team made the process really smooth and easy. The team was very responsive and knowledgeable and you can tell that they care about their clients. I highly recommend this business.
Cheryl is incredibly patient and always takes the time to walk you through every detail. She answers every question with care and makes sure everything goes smoothly
Cheryl was incredibly helpful throughout the entire mortgage process. She took the time to understand our needs and explained every option in plain language, she doesn't sugarcoat anything and is straightforward which made us feel confident in our decisions. She secured us a competitive interest rate that beat what we had found on our own and guided us through the paperwork step-by-step. Communication was outstanding — she kept us updated at every stage and responded quickly to our emails and calls even if it's past business hours already. The process was smooth from start to finish, and we felt genuinely supported. We would highly recommend Cheryl to anyone looking for a friendly, knowledgeable, and reliable mortgage advisor.
I first met Cheryl when I started my journey of home ownership where I did a house and land package with HomeBuyers Centre. While that journey did not work out for me and I am now on my second journey at this I could not be more grateful to have been connected with such a wonderful human.
Cheryl is an amazing individual with such empathy, caring and understanding of you with a genuine interest and care that is not only as a client but also a person.
We have had many amazing open and honest chats and have a true understanding of each other and learnt many things during the course of this. And as a bonus a genuine friendship has come out of this.
If you are looking for a broker you can do no better than reaching out to Cheryl to discuss your journey of home ownership.
Cheryl is an amazing individual with such empathy, caring and understanding of you with a genuine interest and care that is not only as a client but also a person.
We have had many amazing open and honest chats and have a true understanding of each other and learnt many things during the course of this. And as a bonus a genuine friendship has come out of this.
If you are looking for a broker you can do no better than reaching out to Cheryl to discuss your journey of home ownership.
As first home buyers, we couldn’t have asked for a better mortgage broker than Cheryl. She was incredibly helpful, informative, and always available, no matter the time of day. Cheryl guided us through every step of the process and made sure we felt confident and informed in our decisions. Highly recommended!
If you are buying a property for the first time, Cheryl will guide you through the process and make sure you understand everything. Cheryl made the whole process smooth for us. Thanks Cheryl!!
Award Winning & Highly Recommended
Resolve Finance is proud to be an award-winning mortgage brokerage and has been in the Top 25 Brokerage for 15 years running, so you can have peace of mind that you’re in safe hands.
2024
MFAA Excellence Awards
Customer Service Business Award
2025
Australian Brokering Awards
Major Franchise Brokerage of the Year
2025
Better Business Awards
Best Customer Service (Office)
2025
The Advisor
Top 25 Brokerage
Next Steps
Not sure where to go next? It all starts with a call.
1
Get in touch
Reach out via email or call to book in an appointment
2
1:1 Call
Obligation free call to talk through your situation and how we can help.
3
Tailored Plan
That’s it. We can explore loan options that work for you and your goals.
Get in touch with us at Sunshine
Operating from SUNSHINE 3020