Why Use a Mortgage Broker? What are the benefits?
When you engage an experienced, professional mortgage broker, you get a whole lot more choice. Resolve, for instance, gives you access to up to 25 lenders — all established and reputable.
Naturally, when you’re comparing hundreds of home loans from dozens of lenders, you’re far more likely to identify the best deals available, in terms of interest rates and fees. So you’re far more likely to save money.
The right fit
Plus, you don’t have to make the decision alone. You benefit from professional guidance, so the mortgage you end up with is exactly the mortgage you need.
The importance of informed decision-making can’t be underestimated. There are hundreds of mortgage options out there, but what one is best suited to your particular situation and preferences? Every lender seems to use different terminology and product features, and of course every home loan is accompanied by reams of terms and conditions. So between the sheer variety of options and the overwhelming fine print, even making an ‘apples-for-apples’ comparison of lenders is a daunting task, let alone making an actual decision!
A good mortgage broker will carefully assess your situation, then call upon years of knowledge and contacts to identify exactly the right mortgage for you.
Less chance of refusal
If you’ve been refused a mortgage by one lender, you won’t necessarily be refused by everyone. But knowing what lenders are more lenient and what lenders are very strict, and in which areas, requires more than just a comparison of their websites. All lenders have different credit policies and overarching restrictions on who they’ll lend to. By engaging a broker with specialist knowledge of lender policies, you significantly reduce the risk of being refused a home loan.
A quality mortgage broker will do all the legwork on your behalf. This includes liaising with lenders, conveyancers, settlement agencies, real estate agents, builders — the lot.
Home loan brokers work with lenders and home loans every day of the week. Assuming you choose a quality mortgage broker, the entire process will go smoothly.
Long-term peace of mind
When you find a great mortgage broker, stick with them. They’ll look after you for the life of your loan, and make sure you’re always in the best possible position financially. They’ll proactively stay in contact with you, periodically checking that you have the right mortgage from the right lender.
With the right guidance and advice, you’ll understand exactly what you’re signing up for, so you're fully aware of everything you need to know.
Enjoy the benefits of using a mortgage broker
Enquire below to have a mortgage broker call you back within 24 hours. They’ll run through the whole process with you, and you’ll quickly see the benefits of a broker for your situation.