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Mortgage repayment calculator

Try our online calculator to find out what your home loan repayments may be for your dream home. Get started below by telling us how much you would like to borrow and see how additional payments can impact your home loan. Don’t forget to also download your free summary report.

image usen on online Mortgage Repayment Calculator Australia page

Tell us a little bit about how much you would like to borrow.

Add an additional payment below to see how it can affect your loan duration and interest.

Repayments Calculator

Fill in your details and we'll calculate your repayment details.

Need assistance? Talk to a broker
The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.
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Mortgage Repayments FAQs 

We have provided answers to a few common questions we receive about calculating mortgage repayments in Australia. If you’ve used our mortgage repayment calculator and read through our FAQs but still need some advice, don’t hesitate to get in touch with us today.

This will vary as it all depends on how much you pay in addition to your usual repayments. The impact will be on the length of your loan term, meaning you could pay off your mortgage sooner than you may have thought. Plus you’ll save on interest charges. Our mortgage repayment calculator will allow you to easily see the potential savings. Try it today.

Providing your loan type allows you to, you can make additional repayments when you like. You will need to continue to pay your minimum repayments though, regardless of how much you’ve paid the month before.

Based on the market as of December 2022, a good starting point could be to enter an interest rate of 4-5% in the calculator. It is important to note that your interest rate will vary depending on your loan to value ratio and the purpose of your loan (construction, owner occupied, investor etc).