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Mortgage Broker Wantirna

John Hobbs – your local home loan specialist in Wantirna

John is an astute finance professional with over 40 years’ experience in banking and finance and has been with Resolve Finance since 2010 in a number of roles the majority of them as our Victorian Senior Mortgage Broker. Whether you need assistance with your loan as a first home buyer, you’re wanting to refinance, or after a construction home loan, John can help you find the right type of loan for you and your needs.

40 Years experience in the Finance industry
Mobile broker based in Wantirna

About John

 

John is passionate about customer service and his clients having the right finance solutions for their needs from the start.

Having Resolve as a trusted partner John then decided to become his own boss and invested in the business by becoming a Resolve Finance Franchisee.  This ensures that he is committed to delivering outstanding service to his clients for the long term.

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John specialises in

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Refinancing

If the loan you have isn’t suiting the life you live, John will negotiate better rates, organise re-mortgages and help you with your next step in homeownership.
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Construction

Construction Home Loans are very different to a standard home loan. That’s why it’s great to have John, a Construction loans expert on your side.
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Non-Conforming

If you don’t fit usual lender credit guidelines, such as being self employed John can help you look at your options and find which home loan is best for you.

Resolve’s broker services in Wantirna 

Refinancing home loans in Wantirna

 

John provides expert guidance for those looking to refinance their home loans.. Refinancing can be a strategic move to lower your monthly mortgage payments, tap into home equity, or adjust your loan term. With John’s knowledge of the local market and his ability to compare various lenders, he ensures you find the refinancing option that perfectly suits your financial goals. Let John help you navigate the refinancing process with ease and confidence, making your financial journey in Wantirna and surrounds both successful and stress-free 

Construction home loans 

 

Embarking on the journey of building your dream home  requires not just a vision, but also the right financial backing. John specialises in construction home loans, offering personalised solutions that cater to the unique needs of building a home. He understands the intricacies involved in construction lending, such as staged payments and construction timelines. Together with John, you can secure a construction loan that aligns with your project’s requirements, ensuring a smooth financial flow from the ground up. 

Non-Conforming Home Loans 

 

For those in Wantirna facing challenges in securing a traditional mortgage due to unique financial circumstances, John offers assistance with non-conforming home loans. Whether it’s due to a less-than-perfect credit history, irregular income, or being self-employed, John explores alternative lending solutions that cater to your unique situation. He works closely with you to understand your needs and navigates the complexities of non-conforming loans, aiming to secure a mortgage that helps you achieve your property ownership dreams despite the obstacles. 

Frequently Asked Questions

Refinancing your home loan with John's expertise can bring an array of benefits tailored to your financial needs in Wantirna. With John's guidance, you could secure lower monthly payments, possibly reduce the total interest paid over the life of the loan or adjust your loan term to better suit your future financial plans.

Yes, John can support you throughout the entire construction loan process. From initial planning to the final build, John’s specialised knowledge in construction loans ensures that you have a reliable partner every step of the way. He provides bespoke financial guidance to cater to your project's unique demands, including understanding staged payments, budgeting for unforeseen costs, and ensuring your loan structure accommodates the construction timeline.

Fixed rate expiring? Here are ways to prepare:

Lots of homeowners secured low fixed rate home loans during the past year or two, and these are due to expire for many over the next 18 months. Many people will find themselves rolling over into higher variable rate home loans. We’ve put together a list of ways to best prepare for this change and help you manage this transition with confidence. 

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