FAQ's - Resolve Finance

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FAQ’s

What costs should I consider before purchasing a new home?

Before you purchase a new home there are a number of costs to consider to ensure you aren’t caught by surprise when working through your finances. These include:

Your current property value: Do you really know how much your property is worth?
Click here to get an estimate of your current property’s value
Lenders Mortgage Insurance: Depending on the equity in your current home and the cost of your new home, you may need to pay LMI on the new loan
Stamp Duty: Stamp duty fees are based on the property’s selling price and the amounts vary between states
Agent’s fees: If you are listing your property through an agent, consider where the funds for the agent’s fees will come from
Bank fees: As with any refinance, it is important to work with your Resolve Finance broker to ensure that you get the best loan for your situation and avoid unnecessary lender fees.
Moving costs: Including storage if required, hire of movers or a rental truck, any items within the home that may need to be completed as soon as you move in.

How do I know a home to home loan is right for me?

It’s a good idea to work with your Resolve Finance broker to determine whether a home to home loan is the right option for you. The flexibility of this type of loan gives you multiple options in how you manage it, including different repayment options for a period of time, and your Resolve Finance broker will help you structure it to give you the most benefit and peace of mind, both personally and financially.

How do I know whether to renovate my property?

There are a number of reasons you may want to consider renovating your property, and the size of the project can vary greatly. Some things to consider when making your decision include: