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Invest in property

Property development

An increasing number of Australian property investors are exploring their options for more advanced strategies, such as small property development as a way to grow their wealth and portfolio.

Property development brings with it more potential financial rewards than traditional property investment, but there are also additional risks to consider before you decide whether this is right for you.

At Resolve Finance we strive to provide solutions for all types of financial needs, including property development. There may be various finance options available for your project, with added complexities, making the need for expert advice vital in the process.

The first step to determining your financial needs is deciding whether your project qualifies as residential or commercial. Your loan needs are commonly determined by the amount of properties or units you wish to develop. So for example, if you want to subdivide and build an investment property (or two) on your current block – the process will be much easier than purchasing a ‘development site’ and choosing to build a large number of units or apartments.

You may also require different types of lending, including:

  • A loan to cover the purchase, development application and pre-construction costs.
  • A construction loan to cover the building phase and
  • An investment loan/s if you are retaining your project as a long-term investment


Based on the number of variables that can be attached to development finance, it is not advised that first time investors begin their property journey without seeking professional advice. At Resolve Finance, our mortgage brokers in Perth and Melbourne will work with you to assess what project size is manageable based on your situation.

Resolve Finance works with a range of partners, including industry leading builder to make your journey to property development easier. Not only will we be able to aid you in securing the right property development finance for your situation, we will also be able to guide you in the direction that will achieve your desired outcome.

To learn more about property development finance, speak to one of our friendly mortgage brokers in Perth and Melbourne today.